Fox Hollow Subdivision – Fairhope, Alabama
The entire neighborhood is exclusively built through Truland Homes in the SIGNATURE SERIES offering good size lots in a prime location. Every home has gas available and comes with an irrigation system. All homes are built to the Gold Fortified standard with a certificate provided for the Insurance discount (up to 50% off) This is also a Smart Home community. All homes come with a ring doorbell, smart light switch, Q garage door and thermostat all to be controlled from your smartphone. There are no community amenities and the HOA is $650/year. All homes in this neighborhood are a part of Fairhope Single Tax.
Riverhorse – Fairhope, AL.
In the Riverhorse neighborhood of Fairhope, Alabama. EVERY home backs up to green space! No back yard neighbors!!! gives you some privacy for that Backyard Oasis, outdoor living space you want. Riverhorse is conveniently located less than an hour from the white sand beaches of the Gulf of Mexico in Gulf Shores. 19 min. to I-10 and the Eastern Shore Centre Mall & 11 min to shopping / dining of Downtown Fairhope! I would love to help you too!
VA loan Deep Dive
Did you know that VA loans have lower interest rates than other loan types?
Now you know. This is a huge benefit for the Men and Women who have served our country, they 100% deserve it.
If you have served in the armed forces and want to get a VA loan, the first step would be to call Veteran Affairs OR if you have your DD214, we can get a certificate of eligibility for you. This will give us your budget to start house hunting. Remember, the VA loan product is a NO MONEY DOWN LOAN. No down payment. Tons of benefits beyond that too! No PMI, if you have a 30% or greater disability you don’t have a funding fee either! If you have served, I would personally like to say Thank you.
VA loans are the only loan type that you can use your excess seller-paid closing costs to pay off debt… CRAZY! But, in exchange for them risking life and limb, they earned it. I love serving our VETS, I would love to help you too!
Jubilee Bell
The past has left us many treasures. Treasures from a simpler time. The Jubilee Bell is one of these treasures. For people that don’t know the story, it’s just a bell in a yard.
Is this a dinner bell?
Along the Eastern Shore of Mobile Bay, we have this phenomenon called a Jubilee where sea life comes to shore in droves. (more information about what a Jubilee is can be found here: https://marcuswalker.jpar.com/blog/4741/Jubilee+On+The+Eastern+Shore)
This is the time to grab your nets and stock your freezers. So, in a simpler time before cell phones or even phones, how do you communicate with lots of sleeping people in many different homes? How about a bell! A community bell specifically for letting everyone know that there is a jubilee.
Homes Currently for sale on the Eastern Shore: www.FindGulfCoast.com
The hardest part about a Jubilee is knowing when they are happening. Sometimes they are quick, sometimes they are at one spot and not 10 feet north or 10 feet south. Jubilees are evasive. You can watch for the signs. Typically, that means a full moon (happens most at night/early morning), in the summer months, no wind, calm waters, but even then, it may not happen. So maybe its a couple of people rotating “watch” duty, sharing the burden so you can get some sleep. But when you find a jubilee, you’ve got to let everyone know. Ring the Bell!
When I was a boy we would watch for a Jubilee and we would get phone calls for specific locations and to bring an ice chest. But here is for longing for simpler times and the treasures left behind.
Fairhope Single Tax
Fairhope Single Tax simplified.
I want to help you understand what this is (pros and cons) of Fairhope Single Tax Corporation. The biggest point of concern for some people as they move into the area is that you don’t own the land, you lease the land for 99 years. For all intense and purposes you own the land, you just technically don’t. If you get to the end of your 99-year lease and you want to re-lease it you can. If you want to transfer the home to children or family members, you can. Each time the property is transferred, you get another 99 years!
Some lenders that are not familiar with Fairhope Single Tax and do not understand Fairhope Single Tax will not finance Fairhope Single Tax properties. These are typically the national lenders that you probably don’t want to work with anyway.
I am here at the Colony Cemetary in Downtown Fairhope to point out that this is one of the perks of living on Fairhope Single Tax land, you get a burial plot! If you have questions, please let me know. I”m here and happy to help!
Marcus Walker – (251) 401-1416
👇👇More Info👇👇
You don’t need 20% for down payment
Wanted to crunch some number scenarios and what it would look like in buying a home. Realtors are connectors that help buyers find the perfect home. The numbers are run on the mortgage side of things.
Any time you purchase a home of your own, you have the long term wealth that accumulates over time. When you rent, once you move out, you have nothing to show for it. As long as you are living, you will need a place to live. Invest in yourself and your future. If you are thinking that you need a 20% downpayment to buy a home, please understand that is NOT true!!! You can buy a home with 3% down, OR 0% down. Mortgages are tailor-made for each buyer to meet their specific needs. Especially when rent is as high as it is, in most scenarios, you can have a mortgage that costs you less money each month.
Marcus Walker – (251) 401-1416
👇👇More Info👇👇
10 Tips for a SMOOTH home purchase!
10 tips to have a smooth home purchase.
From accepted contract to closing day!
- Thou Shalt Not co-sign for anyone
- Thou Shalt Not change jobs
- Thou Shalt Not Buy a car, truck, RV or boat unless you plan to live in it
- Thou Shalt Not max out your credit cards
- Thou Shalt Not close any accounts
- Thou Shalt Not spend your downpayment money
- Thou Shalt Not buy furniture (or any other large purchase) before your loan closes
- Thou Shalt Not become self-employed
- Thou Shalt Not make any large undocumented deposits into your bank account
- Thou Shalt Not shuffle your money
Marcus Walker – (251) 401-1416
👇👇More Info👇👇
Twin Beech Estates, Fairhope!
Twin Beech Estates is a DSLD built neighborhood conveniently located between Highway 181 and Thompson Hall Rd. on Twin Beech Rd. in Fairhope, Alabama. DSLD has both “Manor” and “Chateau” floorplans within the neighborhood with Chateau options in the center and Manor options around the parameter.
Manor homes will sit on larger lots, 100ft wide and the Chateau lots will be 52ft wide.
This community was built on Fairhope Single Tax land if you have questions about Fairhope Single Tax I’m happy to answer any questions you may have!
HOA is currently set at $250 a year and gives you access to the common areas, green space maintenance, and sidewalks.
Being so close to Highway 181 makes this neighborhood convenient for commuting to either Mobile or Pensacola. Also located less than 4 miles from downtown Fairhope shopping and restaurants as well as Mobile Bay and the Fairhope “Big Pier”
Marcus Walker – (251) 401-1416
👇👇More Info👇👇
Jubilee Farms, Daphne AL.
One of the first “Resort” Communities on the Eastern Shore, Jubilee Farms will have 900 (+/-) homes located conveniently at HWY 181 and Austin Rd. This community will wow you. Many options with the square footage and price range of homes in this community, designed to offer a solution for every stage of life and every budget. HOA will be $1230.00 a year (about $102 a month) and will allow access to ALL the amenities of Jubilee Farms. Some of the amenities include a 6,300 sq.ft. resort-style pool with 20 ft. waterslide, separate adults-only pool with separate bathhouses. 8,700 sq.ft. clubhouse with media room, gourmet kitchen, gaming room, gym, and yoga studio. Outside will offer Splash Pad, Playground, fire pit, and grilling area. Miles of walking paths throughout the neighborhood and 15 stocked fishing ponds. There will be a full-time HOA staff in the clubhouse to ensure maintenance throughout the neighborhood. Within the community, there are more than 20 different floorplans, to combat the “cookie-cutter” vibe that some newer neighborhoods have. In addition to the 20+ floorplans, the same floorplans will offer different elevations (or fronts) to differentiate from home to home. Very convenient to I-10 for commuting, as well as the new Belforest School. All homes in Jubilee Farms will be Gold Fortified! This makes a HUGE difference for you when you are obtaining homeowners insurance. The discount you should expect from having the quality of a gold fortified home is about 40% – 50% off! That’s a big difference.
Marcus Walker – (251) 401-1416
👇👇More Info👇👇
Heather Terrace – Foley, AL.
New construction in Foley!
The biggest difference about the Heather Terrace neighborhood is that the HOA requires the exterior of every home to be fully bricked. For general maintenance of all the homes, this is a big win. It also helps the homes retain value over time. This community is 1 mile from the Hospital of South Baldwin making it easy for anyone that needs to be close to a hospital, or if you just happen to have an accident, help is very close. The D.R. Horton homes in this neighborhood are all smart homes. Offering the smart thermostat, locks, lights and control panels to control from the house OR the app anywhere on your phone. The D.R. Horton homes in this community are also all Gold Fortified! This makes a HUGE difference for you when you are obtaining homeowners insurance. The discount you should expect from having the quality of a gold fortified home is about 40% – 50% off! That’s a big difference. Like getting a raise! If you are lucky enough to get one of the last New Construction homes D. R. Horton has to sell in Heather Terrace you will get the added benefit of the warranties they offer! All D.R. Horton’s new construction offers the 1 year “bumper to bumper” builders warranty that covers all things for the first year if any problems pop up, in addition to the 10 year structural warranty.
Marcus Walker – (251) 401-1416
👇👇More Info👇👇
VA Loan Knowledge
NO money down, NO PMI, and NO fees!
VA loan knowledge with Ross Sykes, who is a local loan officer. If you are a veteran and looking to purchase, let’s talk!
www.FindSouthAlabama.com
Marcus Walker – (251) 401-1416
Home Fortification
Gold Fortified homes!
What does this mean?!?
If you have not noticed, this term “fortified” is being thrown around more and more often. Seemingly every new construction neighborhood is talking about being GOLD FORTIFIED. This is a growing method of building homes, especially in the state of Alabama. There are more gold fortified homes in Alabama than any other state in the Nation.
To become “Gold Fortified” starts at the ground level of construction. The foundation is strapped to the walls and the walls are strapped to the roof, making a very tight built home. There are several other requirements, such as impact-resistant windows and others.
Because of the quality of construction mandated by this “fortification” process, homeowner’s insurance will be less for the owner. Somewhere between 40% – 50% for Gold, less on homeowner’s insurance. This is the driving force in building homes to this level and why so many builders are buying into this construction and why home buyers are paying attention. Purchasing a fortified home verses a non-fortified home of the same size will save the home buyer hundreds of dollars a year.
One caveat on this subject. The fortification certificate is valid for 5 years. After 5 years, the home has to be reinspected. So long as there are no “lean-to” structures or “additions” compromising the original integrity of the home you will be re-certified.
If you have questions about the process, savings, or would like to purchase a fortified home, I am here to serve you and happy to help. Lets have a conversation
Marcus Walker – (251) 401-1416
Greystone Village – Foley, AL.
D.R. Horton New Construction, with warranties. Greystone Village is in Foley, Alabama very close to the Beaches, Shopping and of course OWA!!! Big thanks to Michael Bell for the details! Original content here: https://www.youtube.com/watch?v=64h_qPllstY&t=32s
Marcus Walker – (251) 401-1416
👇👇More Info👇👇
USDA in Fairhope, AL.
Very few neighborhoods in the City of Fairhope qualify for USDA 💯% financing. Long Pine neighborhood is a gem for the city of Fairhope and offers Fairhope schools.
More info: FindSouthAlabama.com
Marcus Walker – (251) 401-1416
River life in Robinson Branch
This is an amazing community along Fish River in Summerdale, AL. just East of Fairhope, AL. Most of the homes are not directly on the river but have joint River access and gorgeous shared amenities. If you love River Life, this community could be perfect for you!!! Robinson Branch subdivision Summerdale, AL.
👇👇More info here👇👇
Marcus Walker – (251) 401-1416
White sand beaches for less money!
The Alabama Gulf Coast is the perfect spot. BLINDING white sand beaches, BEAUTIFUL green-blue Gulf and second lowest property taxes in the United States. Come on down and find out first hand. We can make your BEACH dream a reality along the Alabama Gulf Coast!
👇👇More Info👇👇
FindSouthAlabama.com
Marcus Walker – (251) 401-1416
